What if I don’t have money to cover my payment?

What if I don’t have money to cover my payment?

Created OnMay 30, 2019

byaha insurance

We’ll help get things back on track – life happens! Depending on the company you’re insured with the process can be different.

Our customers that are insured with Zenith Insurance can expect us to go back into their account 10 days following the unsuccessful attempt. Please note, we’ll add an additional $45 to this payment as an NSF fee. If your policy is with a company other than Zenith, we’ll automatically attempt a double deduction on your next scheduled payment date. We’ll also add an NSF fee to this withdrawal which may vary depending on the company. These fees typically range from $45-$60. Keep in mind that your bank may charge additional fees on top of those charged by the insurance company. For complete billing and payment details and schedules, you can login at myaccount.ahainsurance.ca to control your billing schedule. We value your loyalty and business.

Still have questions? Take a look at these.

What does the liability section of my auto policy cover?

Liability insurance is another way of saying financial protection for you and your family. If you cause an accident that results in an injury to another person or damage to property, your liability insurance covers the financial cost (up to your limit) of making...

Q. Do you insure vehicles outside of Ontario?

aha insurance is only licensed to sell automobile insurance in Ontario, so you must live here to get it!

Can I insure a vehicle if I’m not the registered owner?

If you’re the registered owner of a car, then you’re the one who’s financially responsible for it. You can’t insure a vehicle you don’t own. However, you can list someone else as the principal operator.

Am I covered if someone else is driving my car?

You are, as long as the person driving has a valid driver’s license. Remember, though, that when you lend your vehicle, you’re lending your insurance. If they get in an accident while driving your vehicle, then that accident would be rated for on your policy.

Q. Am I covered if I’m driving a rental car?

It isn’t a guarantee that rental car coverage is included in your policy, but there are two types of coverages you can add to your policy: If your vehicle is in the garage for repairs because of a claim made under the physical damage portion of your policy, something...

Q. Not sure what you’re covered for?

Login to myaccount.ahainsurance.ca and review the details listed under My Policies and Important Docs. And if you still have questions, give us a call at 1 (855) 242‑2440 to speak to an aha insurance broker.

Am I covered if someone else is driving my car?

You are, as long as the person driving has a valid driver’s license. Remember, though, that when you lend your vehicle, you’re lending your insurance. If they get in an accident while driving your vehicle, then that accident would be rated for on your policy.

Q. Am I covered if I’m driving a rental car?

It isn’t a guarantee that rental car coverage is included in your policy, but there are two types of coverages you can add to your policy: If your vehicle is in the garage for repairs because of a claim made under the physical damage portion of your policy, something...

Q. Not sure what you’re covered for?

Login to myaccount.ahainsurance.ca and review the details listed under My Policies and Important Docs. And if you still have questions, give us a call at 1 (855) 242‑2440 to speak to an aha insurance broker.

What should I do if I’m in a car accident?

The first thing you should do is pull off the road as soon as possible, if you can do so safely. Once you’re safely off the road: Notify the police if anyone has been injured or damage to both vehicles is more than $2,000. That’s the combined damage, so it doesn’t...

Q. How do you get/verify information about my driving record?

When you submit your driver’s license number (which you can do by simply uploading a photo), it automatically links to secure data that allows us to verify your driving history and information from the motor vehicle report (convictions) and auto plus report (claims).

How much coverage I need for my car?

If you own a vehicle in Ontario, you are required by law to, at the very least, purchase the following automobile insurance coverage: Third-party liability coverage: Protects you when someone is injured or killed, or property is...

Start my 3-minute quote