Claims forgiveness is an optional addition to your home insurance policy. In the event of your first property claim; that claim will be waived as if it never happened, your rates not increase due to the claim, and you maintain your claims-free discount. Upon your renewal, if you make another claim it will be treated as your first.
Whether youre taking off for a weekend getaway or a weeks vacation, before you leave, you always want to make sure:
If youre gone for more than four (consecutive) days during a season when you would normally heat your home, insurance companies may not cover any loss or damage if any part of a plumbing, heating, or air conditioning system freezes.
Take the following precautions:
Whenever youre planning a trip, its best to double-check the terms of your policy to make sure youve got enough coverage.
To ensure you have the best-suited property insurance premium, we encourage you to review your renewal each year, which you can do online, login at myaccount.ahainsurance.ca. Look under My Policies and Important Docs. And here are some options you have to reduce your premium:
Unlike home insurance, which covers the property itself, condo insurance is based on the contents of your property. When it comes to property insurance, your premium is affected by some key underwriting variables: