Pet insurance

Pet insurance that loves you unconditionally.

Training dogs takes patience, but getting covered doesn’t.

A pug dog wearing hearts on his ears.

Accident and illness coverage for your fur child

We’ve partnered with Pets + Us to bring you dedicated pet insurance. Use the offer code “AHA” and choose your coverage.

A golden piggy bank representing the 5% pet insurance discount offered by aha insurance.

5% discount through aha insurance

Buying coverage with the offer code “AHA” automatically earns you a 5% discount on your policy with Pets + Us.

Only pay one deductible per year—not per incident.

Two incidents in one year? Complication from an operation? No problem. You only pay the deductible once, not twice.

Support from trained veterinary technicians

Our partnership with Pets + Us means that you get access to Blue Ribbon Benefits, including a 24/7 emergency support line with trained veterinary technicians on the other end. You also get access to the Pet Poison Helpline and a free subscription to Modern Dog or Modern Cat magazines.

A red stethoscope outlining the shape of a cat sitting down.

Whoever made insurance complicated probably never had a pet.

You won’t find any complicated industry jargon or legalese here.

We’ll always give it to you straight. That goes for everything—including pet coverage.

Q: When I get a quote I see "Pets + Us." What's up?

The folks at Pets + Us are our partners who specialize in pet insurance for cats and dogs. Getting a quote with them is fast and easy (we tried it ourselves—2 minutes, if you’re curious!). We love how they do things and wanted to offer it to our customers too. Use the code “AHA” to get 5% off your policy with them!

Q: Is my pet covered under my home insurance policy already?

Home insurance policies can cover pets, but more often than not you only get some personal liability coverage extended to cover your pet if it gets into a tussle with another animal, or something along those lines. You also need to tell your insurer about your dog up-front, or else you could encounter issues down the road.

Having a dedicated pet insurance policy covers liability, and (if you choose) it can cover a certain range of illness, hereditary conditions, accidents, and behavioural therapy.

Q: What if my pet bites someone and things escalate, legally?

This would be covered under your personal liability policy, as the fees and reparations involved with the coverage would have more to do with legal ground and medical costs for the person injured, not your pet.

Pet insurance covers the cost of medical fees if accidents or certain illnesses befall your fur child. Some options also provide coverage for costs related to emergencies or a sudden passing.

Q: I have an exotic pet, like a snake, bird, or a ferret. Do you cover that?

Unfortunately we’re unable to offer coverage for anything beyond dogs and cats at the moment. We will let you know the moment that changes, though!

Just a few minutes to get coverage for your fur baby.

Still on the fence?

Here’s what Ontario had to say about our home and car insurance.

"Best insurance by far."

Christina L.

"I highly recommend this insurance company and if all their employees are like Andrea, their customer service is excellent!!"

Kathleen G.

"I am so happy to find company like this to insure my first car... Amazingly quick customers service and great prices. 100% suggest them!!!"

Petra B.

"Excellent service and cheapest price I have ever got."

Ratheesh T.

"Excellent!… progressive!… no more pen, and paper… ALL ONLINE!!"

Van J.

"Great service, patient and informative representatives, full marks."

Viraj M.

"Easy and can be done at your own convenience, anytime. Response to my questions was great. Best way to get insurance."

Mark R.

"I completed my car insurance quote in just a few minutes - and then I could buy it right then and there. No talking to a broker. No fuss. No muss. Pretty cool really."

Gavin M.

"Had a great experience calling aha for the first time and will definitely be recommending it to all of my friends."

Alexander A.

"I 100% recommend aha. Hands down one of the best companies i've trusted."

Aditya P.

"Great deal, cheapest insurance i got. Highly recommend. Thank you."

Christine L.

"Great service, quick easy and affordable too. The associates who helped me were both very nice and polite too. Really enjoyed my experience thank you!"

Alaina H.

"Had the smoothest insurance experience ever, it was quick, easy, and I had my insurance set up in minutes."

Nicole M.

"Affordable and easy car insurance with great customer service. Would recommend to anyone."

Tausif F.