Boat insurance

Come sail away with awesome boat insurance.

Easier than a bowline knot (we tried).

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Easy to Get

Fill out the form below or call us up the good-old-fashioned way and we’ll hook you up with your boat insurance just in time for vacation.

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Easy to Buy

Choose the coverage options that matter most to your watercraft. We’ll walk you through everything means before you buy.

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Easy to Own

We’ll send your policy documents via email so that you can hop in your boat and sail into the sunset.

Answer a few questions and we’ll get you seaworthy.

Let’s get you insured.

Have a question? We have an answer.

You won’t find any complicated industry jargon or legalese here.

We’ll always give it to you straight. That goes for everything—including FAQs.

How do I get the best price possible?

We compare the best prices between all of our insurance partners to find the best rate for you. All you need to do is tell us about yourself and what you want insured. We’ll handle the rest!

How does liability coverage work?

Liability insurance is another way of saying financial protection for you and your family. If you cause an accident that results in an injury to another person or damage to property, your liability insurance covers the financial cost (up to your limit) of making things right.

How do I know what's covered?

We’ll go over what’s covered and what’s not before you sign anything, and give you the option to add coverage for those things. These are called “named perils,” and can include things like:

  • Damage from animals or insect infestations.
  • Damage from ice build-up.
  • Damage from extreme weather storms.

Do I need boat insurance in winter?

It’s very, very likely. Although boating is usually possible for every month of the year, your boat is still exposed to risks every day of the year.

Storms could sink it, ice could damage it, or another owner could somehow damage your boat. Coverage protects you from all of those possibilities.

Faster than a bay boat outrunning a storm (yeah, we timed it).

Our crew likes us (a lot). Just ask them.

"Best insurance by far."


Christina L.

"I highly recommend this insurance company and if all their employees are like Andrea, their customer service is excellent!!"


Kathleen G.

"I am so happy to find company like this to insure my first car... Amazingly quick customers service and great prices. 100% suggest them!!!"


Petra B.

"Excellent service and cheapest price I have ever got."


Ratheesh T.

"Excellent!… progressive!… no more pen, and paper… ALL ONLINE!!"


Van J.

"Great service, patient and informative representatives, full marks."


Viraj M.

"Easy and can be done at your own convenience, anytime. Response to my questions was great. Best way to get insurance."


Mark R.

"I completed my car insurance quote in just a few minutes - and then I could buy it right then and there. No talking to a broker. No fuss. No muss. Pretty cool really."


Gavin M.

"Had a great experience calling aha for the first time and will definitely be recommending it to all of my friends."


Alexander A.

"I 100% recommend aha. Hands down one of the best companies i've trusted."


Aditya P.

"Great deal, cheapest insurance i got. Highly recommend. Thank you."


Christine L.

"Great service, quick easy and affordable too. The associates who helped me were both very nice and polite too. Really enjoyed my experience thank you!"


Alaina H.

"Had the smoothest insurance experience ever, it was quick, easy, and I had my insurance set up in minutes."


Nicole M.

"Affordable and easy car insurance with great customer service. Would recommend to anyone."


Tausif F.