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What should I do if I’m in a car accident?

What should I do if I’m in a car accident?

The first thing you should do is pull off the road as soon as possible, if you can do so safely. Once you’re safely off the road:

  1. Notify the police if anyone has been injured or damage to both vehicles is more than $2,000. That’s the combined damage, so it doesn’t take a lot to get to that level
  2. Take photos of the damage to your vehicle and any other damage caused by the accident
  3. Take the contact information of the other driver(s) including drivers license and insurance information
  4. Take contact information of any witnesses
  5. Don’t admit fault. Let the authorities determine fault

If your car isn’t drivable, call our aha insurance claims line at 1 (855) 242‑2440 so we can help you start the claims process as soon as possible. Recommendations will be given to have it towed to the nearest collision reporting centre or your dealership/mechanic.

Still have questions? Take a look at these.

What does the liability section of my auto policy cover?

Liability insurance is another way of saying financial protection for you and your family. If you cause an accident that results in an injury to another person or damage to property, your liability insurance covers the financial cost (up to your limit) of making...

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Am I covered if someone else is driving my car?

You are, as long as the person driving has a valid driver’s license. Remember, though, that when you lend your vehicle, you’re lending your insurance. If they get in an accident while driving your vehicle, then that accident would be rated for on your policy.

read more

Q. Am I covered if I’m driving a rental car?

It isn’t a guarantee that rental car coverage is included in your policy, but there are two types of coverages you can add to your policy: If your vehicle is in the garage for repairs because of a claim made under the physical damage portion of your policy, something...

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Q. Not sure what you’re covered for?

Login to myaccount.ahainsurance.ca and review the details listed under My Policies and Important Docs. And if you still have questions, give us a call at 1 (855) 242‑2440 to speak to an aha insurance broker.

read more

Am I covered if someone else is driving my car?

You are, as long as the person driving has a valid driver’s license. Remember, though, that when you lend your vehicle, you’re lending your insurance. If they get in an accident while driving your vehicle, then that accident would be rated for on your policy.

read more

Q. Am I covered if I’m driving a rental car?

It isn’t a guarantee that rental car coverage is included in your policy, but there are two types of coverages you can add to your policy: If your vehicle is in the garage for repairs because of a claim made under the physical damage portion of your policy, something...

read more

Q. Not sure what you’re covered for?

Login to myaccount.ahainsurance.ca and review the details listed under My Policies and Important Docs. And if you still have questions, give us a call at 1 (855) 242‑2440 to speak to an aha insurance broker.

read more

How much coverage I need for my car?

If you own a vehicle in Ontario, you are required by law to, at the very least, purchase the following automobile insurance coverage: Third-party liability coverage: Protects you when someone is injured or killed, or property is...

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Q. How are my auto premiums calculated?

In a nutshell, our insurance carrier’s determine the likelihood of you making a claim in the future. And they determine this likelihood by looking at a bunch of specific data and information about you and your risk. This information includes: Where you live and where...

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