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What does the liability section of my auto policy cover?

Still have questions? Take a look at these.

Am I covered if someone else is driving my car?

You are, as long as the person driving has a valid driver’s license. Remember, though, that when you lend your vehicle, you’re lending your insurance. If they get in an accident while driving your vehicle, then that accident would be rated for on your policy.

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Q. Am I covered if I’m driving a rental car?

It isn’t a guarantee that rental car coverage is included in your policy, but there are two types of coverages you can add to your policy: If your vehicle is in the garage for repairs because of a claim made under the physical damage portion of your policy, something...

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Q. Not sure what you’re covered for?

Login to myaccount.ahainsurance.ca and review the details listed under My Policies and Important Docs. And if you still have questions, give us a call at 1 (855) 242‑2440 to speak to an aha insurance broker.

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What should I do if I’m in a car accident?

The first thing you should do is pull off the road as soon as possible, if you can do so safely. Once you’re safely off the road: Notify the police if anyone has been injured or damage to both vehicles is more than $2,000. That’s the combined damage, so it doesn’t...

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Q. Am I covered if I’m driving a rental car?

It isn’t a guarantee that rental car coverage is included in your policy, but there are two types of coverages you can add to your policy: If your vehicle is in the garage for repairs because of a claim made under the physical damage portion of your policy, something...

read more

Q. Not sure what you’re covered for?

Login to myaccount.ahainsurance.ca and review the details listed under My Policies and Important Docs. And if you still have questions, give us a call at 1 (855) 242‑2440 to speak to an aha insurance broker.

read more

What should I do if I’m in a car accident?

The first thing you should do is pull off the road as soon as possible, if you can do so safely. Once you’re safely off the road: Notify the police if anyone has been injured or damage to both vehicles is more than $2,000. That’s the combined damage, so it doesn’t...

read more

How much coverage I need for my car?

If you own a vehicle in Ontario, you are required by law to, at the very least, purchase the following automobile insurance coverage: Third-party liability coverage: Protects you when someone is injured or killed, or property is...

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Q. How are my auto premiums calculated?

In a nutshell, our insurance carrier’s determine the likelihood of you making a claim in the future. And they determine this likelihood by looking at a bunch of specific data and information about you and your risk. This information includes: Where you live and where...

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