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Q. How are my home premiums calculated?

Q. How are my home premiums calculated?

When it comes to property insurance, your premium is factored by some key underwriting variables: Postal code and street address Replacement cost valuation Hydrant protection (fire hydrant, firehall or unprotected) Construction type, size, and age of property,...
Q. How are my home premiums calculated?

Q. How can I reduce my home insurance premiums?

To ensure you have the best-suited property insurance premium, we encourage you to review your renewal each year, which you can do, login with myaccount.ahainsurance.ca, and look under My Policies and Important Docs. And here are some options you have to reduce your...
Q. How are my home premiums calculated?

Does my insurance need notifications if I renovate my home?

Yes please! Renovations are definitely one of the circumstances that require you to update your home insurance policy. We offer a builders risk endorsement to be added to your policy. Before construction starts, call an aha insurance broker to review your renovation...
Q. How are my home premiums calculated?

Do I need to inform my insurance if I own pet?

For your basic, garden-variety dog or cat, generally no, although we may want to know what kind of dog it is. However, if you have any exotic pets or farm animals, or you’re operating a home-based business, then we need to know. Animals are great, but they can pose a...
Q. How are my home premiums calculated?

Q. How do I know when my policy is renewing?

Your property policy automatically renews on the anniversary of the date you first purchased your insurance. Typically, your policy has been in force for 12 months. Forget the date? No problem. You can find it on your current carrier’s policy documents or, if you are...