How do insurance companies calculate actual cash value?
Insuring your home and contents is a vital part of any financial plan, but not all insurance policies are created equal. While the vast majority of homeowner’s insurance policies pay out the replacement cost of an item, some policies pay out the “actual cash... Read more
Insurance terms you need to know before buying a house
You’ve probably heard a few insurance terms already, even if you’re not actively looking in the real estate market. But when you’re buying a home, there are some words and phrases we all wish we’d looked up just a little bit sooner. It’s all part and... Read more
Insurance savings ideas for couples and newlyweds
Marriage can be such a beautiful thing. But it also can be a challenge to work through when it comes to talking about money. Finances will change once you have a life partner, making getting a steady insurance plan all the more important whether for your house or car.... Read more
Do I need personal liability insurance?
When you buy home insurance, there are generally two broad categories of coverage that are included: property and liability. Property coverage covers all your stuff, namely, your contents (furniture, electronics), and the building itself, if the property is a house.... Read more
