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Q. How can I reduce my auto insurance premiums?

Q. How can I reduce my auto insurance premiums?

Maintain a clean driving record and build your driving experience (which is just good to do anyway) Go for a higher deductible. Remember: higher deductible = lower premium Got older cars you don’t use often? You could consider removing collision coverage Get your home...
Q. How can I reduce my auto insurance premiums?

How do I add a family member into my plan?

As for adding them onto your insurance policy, you can insure them at myaccount.ahainsurance.ca. You can add a new auto or occasional driver to determine their premium. Driver training? There’s a discount for that!
Q. How can I reduce my auto insurance premiums?

Q. I’m an Uber driver. Do I need special coverage?

Here’s how insurance works for Uber in Ontario: All passengers and drivers who use these ridesharing companies are covered as soon as the app is turned on until the moment the passenger(s) leave the vehicle. When the app is turned off, the vehicle owner’s personal...
Q. How can I reduce my auto insurance premiums?

Q. I have friends visiting. Can they drive my car?

If they have a valid driver’s license, then yes. You’re covered when you, or anyone else in possession of your vehicle with your consent, uses or operates it. We will consider these other people as insured. But remember, when you lend your vehicle you lend your...
Q. How can I reduce my auto insurance premiums?

Car Accident: No Exchange of Insurance Information Between Drivers

If you’re involved in a hit-and-run accident (which hopefully never happens), make sure you report it to the police within 24 hours. If the police tell you that the damages are too minor to report, take down the officer’s name, badge number and phone number, and then...