What should I do if I’m in a car accident?

You need to maintain coverage on your car until the ownership officially changes over to the new driver. Until someone else owns it, you’re responsible for it. And even if your car is just sitting in the driveway, it’s still at risk of things like theft or fire or other damage (from trees, for example), so you’ve got to keep your coverage. It’s also wise to make sure that anyone who test-drives your car has a valid license and insurance.