Extra! Extra! Read all about it.

Simplifying business insurance with actionable tips and real-world advice—one post at a time

Let’s talk business—your business. From insider tips to practical advice, we’ve got the scoop on all things business insurance. No jargon, no boring lectures—just real talk to help you protect what you’ve built and keep things running smoothly.

Electrician Insurance in Ontario: The Complete Guide
Contractor, Trades, Business Insurance Christine Cousins Contractor, Trades, Business Insurance Christine Cousins

Electrician Insurance in Ontario: The Complete Guide

Electricians in Ontario face unique risks every day. From property damage and electrical fires to workplace injuries and liability claims: Having the right electrician insurance isn’t just a smart business decision, it’s often required to win contracts and operate professionally.

This guide explains everything you need to know about business insurance for electricians in Ontario, including coverage types, costs, legal requirements, and how to choose the right policy to protect your business.

Read More
Builder’s Risk Insurance in Ontario: The Complete Guide
Contractor, Trades, Business Insurance Christine Cousins Contractor, Trades, Business Insurance Christine Cousins

Builder’s Risk Insurance in Ontario: The Complete Guide

Builder’s risk insurance (also known as course of construction insurance) is essential protection for anyone involved in a building or renovation project in Ontario. 

Whether you’re a homeowner, contractor, or developer, this guide explains what builder’s risk insurance covers, when you need it, how much it costs, and how it differs from other types of insurance. 

Read More
How Much Does Small Business Insurance Cost?

How Much Does Small Business Insurance Cost?

How Much Does Small Business Insurance Cost?

The cost of small business insurance varies depending on several factors, such as your industry, whether you have a storefront, and the specific risks your business faces. There’s no one-size-fits-all answer, as every business is unique. Even if you don’t have inventory or a physical location, having insurance is essential to protect your company from financial and legal risks.

Read More
What is professional liability insurance & how does it work?
Christine Cousins Christine Cousins

What is professional liability insurance & how does it work?

Let’s face it: nobody’s perfect. Mistakes can happen to even the most experienced professionals, and that’s why professional liability insurance exists. Whether you actually made a mistake or not, you need protection to cover the costs of defending yourself legally (among other expenses) in case an incident occurs.

Read More
How Business Interruption Insurance Works
Christine Cousins Christine Cousins

How Business Interruption Insurance Works

There are some words that every small business owner dreads to hear:  “there was a fire in the kitchen” and “the showroom is flooded” come to mind – and that’s why business interruption insurance exists.

Business owners are busy people with many tasks on their to-do list, but sometimes they forget to protect themselves against the unexpected.

Read More
Does your business need commercial vehicle insurance?
Christine Cousins Christine Cousins

Does your business need commercial vehicle insurance?

Does your business need commercial vehicle insurance? It seems like an easy question—but is it? What if you only drive your car for work once in a while? What if your business is growing and you hire a new employee – are they covered? What if you need to travel across the border for a conference?

Read More