Non-Profit Insurance in Ontario
Protect your organization, your volunteers, and your mission
From hosting events and managing funds to working with volunteers and serving your community, non-profit liability insurance helps protect your organization.
Coverage designed to protect Ontario non-profits
Non-Profit Insurance helps protect your organization from liability claims, financial losses, and unexpected disruptions, so you can focus on your mission with confidence.
Commercial General Liability Insurance
Protects your organization if someone is injured or their property is damaged during your activities.
Volunteer Accident Coverage
Helps provide compensation benefits if volunteers are injured while working with your organization.
Directors and Officers Liability Insurance
D&O insurance helps safeguard your highest-ranking decision makers so they can focus on leading your mission.
Cyber Insurance
If your organization becomes a target of cyber crime, cyber insurance can help pay for legal defence, incident response, and investigation and recovery costs.
Event Liability Insurance
Provides coverage for one-time or recurring events, including the fundraisers, festivals, and community programs that are essential for many non-profits.
Crime and Fraud Coverage
Protects against losses from theft, fraud, or misuse of funds. This is an important safeguard for organizations handling donations.
Property Insurance
Covers your office space, equipment, and materials against theft, fire, vandalism, or other damage.
Coverage that helps you support your cause with confidence.
Your organization is built to make an impact—protect it with insurance designed for non-profits.
GET A QUOTE TODAY
How Insurance Supports Your Mission
Insurance isn’t just about protection—it’s about sustainability.
With the right coverage, your non-profit can:
Operate confidently and responsibly
Attract funding, sponsors, and partners
Protect leadership and volunteers
Recover quickly from unexpected events
Focus on delivering services within your community
Who Needs Non-Profit Insurance?
Non-Profit Insurance is essential for a wide range of organizations in Ontario, including:
Charities and foundations
Community associations and clubs
Religious organizations
Arts, culture, and heritage groups
Sports leagues and recreational organizations
Advocacy and social service organizations
Whether you have a small volunteer team or run a larger non-profit with staff, your coverage can be tailored to your needs.
Why Non-Profits Need Insurance in Ontario
Even though your organization may not operate for profit, it still faces many of the same risks as a business—plus additional exposure related to governance and public engagement.
Insurance helps your non-profit:
Protect against lawsuits and liability claims
Safeguard board members and directors
Meet funding, grant, or partnership requirements
Cover damage to property or equipment
Maintain trust with donors and stakeholders
Without proper insurance, a single claim could significantly impact your organization’s financial stability.
LOCK IN NON-PROFIT INSURANCE IN ONTARIO
Get Non-Profit Insurance in Ontario
Even though your organization may not operate for profit, it still faces many of the same risks as a business—plus additional exposure related to governance and public engagement.
Insurance helps your non-profit:
Protect against lawsuits and liability claims
Safeguard board members and directors
Meet funding, grant, or partnership requirements
Cover damage to property or equipment
Maintain trust with donors and stakeholders
Without proper insurance, a single claim could significantly impact your organization’s financial stability. Get a quote for coverage customized for your needs.
Non-Profit Insurance FAQs
-
Non-Profit Insurance is a tailored business insurance solution designed to protect charities, associations, and community organizations.
It combines multiple coverages to protect your operations, leadership, and stakeholders, including:
General liability coverage
Directors & Officers (D&O) liability
Property and equipment coverage
Event liability protection
Volunteer and employee-related risks
Every non-profit is unique—your insurance should reflect your activities and exposure.
-
It’s not always legally required, but many grants, contracts, venues, and partners require proof of insurance.
-
Directors & Officers insurance protects board members from personal liability related to their decisions. It’s highly recommended for most non-profits.
-
Yes. Many policies include coverage for volunteers, including liability protection and optional accident benefits.
-
Costs depend on your organization’s size, activities, revenue, and risk exposure. Many policies are affordable and scalable.
-
Absolutely. Your non-profit insurance policies can be tailored to your specific programs, events, and operational needs.