Claims forgiveness is an optional addition to your home insurance policy. In the event of your first property claim; that claim will be waived as if it never happened, your rates not increase due to the claim, and you maintain your claims-free discount. Upon your renewal, if you make another claim it will be treated as your first.
For your basic, garden-variety dog or cat, generally no, although we may want to know what kind of dog it is. However, if you have any exotic pets or farm animals, or youre operating a home-based business, then we need to know. Animals are great, but they can pose a risk to your home or business. Not sure about your furry friend? Call an aha insurance broker at 1 (855) 242‑2440.
Yes please! Renovations are definitely one of the circumstances that require you to update your home insurance policy. We offer a builders risk endorsement to be added to your policy. Before construction starts, call an aha insurance broker to review your renovation project and requirements for the best insurance solution.
Also call us if:
To ensure you have the best-suited property insurance premium, we encourage you to review your renewal each year, which you can do, login with myaccount.ahainsurance.ca, and look under My Policies and Important Docs. And here are some options you have to reduce your premium: