Q. What should I do when I go on vacation? Does someone need to check on my place?

Whether you’re taking off for a weekend getaway or a week’s vacation before you leave, you always want to make sure:

  • Doors and windows are shut and locked
  • Gates to the backyard are closed
  • All faucets and water sources are shut off
  • Big electronic items are unplugged

If you’re gone for more than four (consecutive) days during a season when you would normally heat your home, insurance companies may not cover any loss or damage if any part of a plumbing, heating, or air conditioning system freezes.
Take the following precautions:

  • Have someone you trust to visit your place to maintain the heating for each day you’re gone
  • Shut off the water supply and drain all the pipes, as well as any domestic water containers”
  • Have your heating system connected by a monitored alarm to a 24-hour service station

Whenever you’re planning a trip, it’s best to double-check the terms of your policy to make sure you’ve got enough coverage.

Still have questions? Take a look at these.

Q. Am I covered if someone else is driving my car?

You are, as long as the person driving has a valid driver’s license. Remember, though, that when you lend your vehicle, you’re lending your insurance. If they get in an accident while driving your vehicle, then that accident would be rated for on your policy.

read more

Q. Am I covered if I’m driving a rental car?

It isn’t a guarantee that rental car coverage is included in your policy, but there are two types of coverages you can add to your policy: If your vehicle is in the garage for repairs because of a claim made under the physical damage portion of your policy, something...

read more

Q. Not sure what you’re covered for?

Login to myaccount.ahainsurance.ca and review the details listed under My Policies and Important Docs. And if you still have questions, give us a call at 1 (855) 242‑2440 to speak to an aha insurance broker.

read more

Q. Am I covered if someone else is driving my car?

You are, as long as the person driving has a valid driver’s license. Remember, though, that when you lend your vehicle, you’re lending your insurance. If they get in an accident while driving your vehicle, then that accident would be rated for on your policy.

read more

Q. Am I covered if I’m driving a rental car?

It isn’t a guarantee that rental car coverage is included in your policy, but there are two types of coverages you can add to your policy: If your vehicle is in the garage for repairs because of a claim made under the physical damage portion of your policy, something...

read more

Q. Not sure what you’re covered for?

Login to myaccount.ahainsurance.ca and review the details listed under My Policies and Important Docs. And if you still have questions, give us a call at 1 (855) 242‑2440 to speak to an aha insurance broker.

read more

Q. What should I do if I’m in a car accident?

The first thing you should do is pull off the road as soon as possible, if you can do so safely. Once you’re safely off the road: Notify the police if anyone has been injured or damage to both vehicles is more than $2,000. That’s the combined damage, so it doesn’t...

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Q. How do I know how much coverage I need for my car?

If you own a vehicle in Ontario, you are required by law to, at the very least, purchase the following automobile insurance coverage: Third-party liability coverage: Protects you when someone is injured or killed, or property is damaged. Pays defense costs to settle...

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