See car insurance rates in Newmarket, Ontario.

See car insurance rates in Newmarket, Ontario.

Fast facts about auto insurance in Newmarket

Average annual car insurance rate

Regular drivers in the city

Collisions per year (approximately)

%

Collision rate for the city

Average age

Average household income

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Unemployment rate

Population

Understanding car insurance in Newmarket, Ontario

Newmarket is a bustling town nestled just an hour north of Toronto, about halfway to Barrie. Chosen for its real estate and small town feel, it has access to both Highways 400 and 404.

This makes it another classic suburban satellite community for professionals working in Toronto during the week., and the numbers show it. 66% of Newmarket’s labour force commutes outside of the town for work. That’s 28% of the town’s entire population.

That’s going to have a big effect on the town’s average car insurance rate, especially since about 75% of the town’s commuting workforce does so as a driver. Highway exposure and extended commuting exposure has that affect on car insurance rates for many GTA communities.

Combined with a moderate collision rate and a moderate crime severity index, Newmarket sits on the upper-middle end of the car insurance spectrum.

Get your bundle on & save!

Want even cheaper insurance? Save up to 50% on home and up to 18% on car insurance when you bundle them.

Get your bundle on & save!

Want even cheaper insurance? Save up to 50% on home and up to 18% on car insurance when you bundle them.

Busting myths about driving and insurance in Newmarket

Myth: Newmarket is cheap because it’s outside of Toronto.

You’d think so, but housing is actually on the expensive side for a town of Newmarket’s size.

The average price for a detached home well exceeds $700,000, and the average rental price for a two-bedroom apartment sits around $1,750 per month in early 2020. There

Myth: The “Dog Patch” is dangerous and not a place to raise kids.

Generally, the area referred to as the “Dog Patch” gets a negative reputation that it doesn’t deserve. A former York Regional Police chief, Armand Labarge, has said that it doesn’t generate more 9-1-1 calls than any other area in Newmarket. Pay attention to specific streets more than the neighbourhood.

Myth: You’ll have to find work outside of Newmarket and commute a lot.

It’s entirely possible, but there’s a reasonable chance at employment within the city.  34% of the town’s employable workforce drives to work within the town, and 37% commutes to work somewhere else in York Region, according to Statistics Canada. Only 29% of people commute outside of York Region for work on a daily basis.

Myth: Newmarket is going to stay a small town forever.

Newmarket’s population of more than 80,000 people places it on the cusp of city status, which is why retailers have established a presence here. In fact, Newmarket is set to grow by another 33,000 people and another 32,000 jobs by 2050, which will make it a popular real estate location in the future.

How Newmarket’s rates compare to other cities in Ontario

  • North York: $4,261
  • Etobicoke: $4,199
  • Brampton: $4,071
  • Scarborough: $3,825
  • Woodbridge: $3,603
  • Richmond Hill: $3,579
  • Mississauga: $3,474
  • Markham: $3,389
  • Newmarket: $3,216
  • Ajax: $3,053
  • York: $2,999
  • Toronto: $2,983
  • Barrie: $2,924
  • London: $2,765
  • Oakville: $2,720
  • Kitchener: $2,705
  • Windsor: $2,536
  • Burlington: $2,476
  • Gloucester: $2,256
  • Ottawa: $2,195

Quick tips on insurance and driving in Newmarket

Avoid Newmarket’s worst intersections.

Every town has some bad intersections. Avoid the worst ones in Newmarket whenever possible to reduce your chances of a collision (and higher rates):

  • Yonge Street and Green Lane
  • Davis Drive and Bathurst Street

It’s also worth mentioning caution when entering and exiting Highway 404 onto Murlock Drive.

House hunting in Newmarket? Tour neighbourhoods with low crime rates.

Crime rates affect everybody’s car insurance rates—home insurance premiums, too. Check out these neighbourhoods:

  • Bogarttown
  • Stonehaven
  • Crowder Blvd
  • Summerhill

Working in Toronto? Take the train south into the city.

You can take the Barrie line to get to Union Station with relative ease. It has limited runs throughout the day, so make sure you time it properly (and you can plan your trip here).

You can also take a bus between the Newmarket terminal and the Aurora GO station, taking the train into Toronto from there. It’s a fair distance, but it’s doable.

Just 3 measly minutes to your marvelous rate.

Racking up the likes, baby!

"Best insurance by far."


Christina L.

"I highly recommend this insurance company and if all their employees are like Andrea, their customer service is excellent!!"


Kathleen G.

"I am so happy to find company like this to insure my first car... Amazingly quick customers service and great prices. 100% suggest them!!!"


Petra B.

"Excellent service and cheapest price I have ever got."


Ratheesh T.

"Excellent!… progressive!… no more pen, and paper… ALL ONLINE!!"


Van J.

"Great service, patient and informative representatives, full marks."


Viraj M.

"Easy and can be done at your own convenience, anytime. Response to my questions was great. Best way to get insurance."


Mark R.

"I completed my car insurance quote in just a few minutes - and then I could buy it right then and there. No talking to a broker. No fuss. No muss. Pretty cool really."


Gavin M.

"Had a great experience calling aha for the first time and will definitely be recommending it to all of my friends."


Alexander A.

"I 100% recommend aha. Hands down one of the best companies i've trusted."


Aditya P.

"Great deal, cheapest insurance i got. Highly recommend. Thank you."


Christine L.

"Great service, quick easy and affordable too. The associates who helped me were both very nice and polite too. Really enjoyed my experience thank you!"


Alaina H.

"Had the smoothest insurance experience ever, it was quick, easy, and I had my insurance set up in minutes."


Nicole M.

"Affordable and easy car insurance with great customer service. Would recommend to anyone."


Tausif F.

Sources for fast facts about Newmarket:

  • Statistics Canada, Newmarket 2016 Census Profile
  • Ministry of Transportation, 2016 Road Safety Report
  • YorkRegion.com, “Low-income stigma felt across region”
  • YorkRegion.com, “Newmarket, Georgina and Vaughan top York Region’s worst roads list”
  • YorkRegion.com, “BIG 5: York Region’s most dangerous intersections revealed”
  • GO Transit, System Map | Trip Planning
  • Chan Khamphoomee via YouTube, “HD Drone Footage – Fly Above Beautiful downtown Newmarket, Canada”
  • YorkRegion.com, “Renewing Newmarket: Challenges and opportunities”

Source for average insurance rates by city:

  • Survey of 2,800 auto insurance policy holders in Ontario

Just 3 measly minutes to your marvelous rate.

Racking up the likes, baby!

"Best insurance by far."


Christina L.

"I highly recommend this insurance company and if all their employees are like Andrea, their customer service is excellent!!"


Kathleen G.

"I am so happy to find company like this to insure my first car... Amazingly quick customers service and great prices. 100% suggest them!!!"


Petra B.

"Excellent service and cheapest price I have ever got."


Ratheesh T.

"Excellent!… progressive!… no more pen, and paper… ALL ONLINE!!"


Van J.

"Great service, patient and informative representatives, full marks."


Viraj M.

"Easy and can be done at your own convenience, anytime. Response to my questions was great. Best way to get insurance."


Mark R.

"I completed my car insurance quote in just a few minutes - and then I could buy it right then and there. No talking to a broker. No fuss. No muss. Pretty cool really."


Gavin M.

"Had a great experience calling aha for the first time and will definitely be recommending it to all of my friends."


Alexander A.

"I 100% recommend aha. Hands down one of the best companies i've trusted."


Aditya P.

"Great deal, cheapest insurance i got. Highly recommend. Thank you."


Christine L.

"Great service, quick easy and affordable too. The associates who helped me were both very nice and polite too. Really enjoyed my experience thank you!"


Alaina H.

"Had the smoothest insurance experience ever, it was quick, easy, and I had my insurance set up in minutes."


Nicole M.

"Affordable and easy car insurance with great customer service. Would recommend to anyone."


Tausif F.

Sources for fast facts about Newmarket:

  • Statistics Canada, Newmarket 2016 Census Profile
  • Ministry of Transportation, 2016 Road Safety Report
  • YorkRegion.com, “Low-income stigma felt across region”
  • YorkRegion.com, “Newmarket, Georgina and Vaughan top York Region’s worst roads list”
  • YorkRegion.com, “BIG 5: York Region’s most dangerous intersections revealed”
  • GO Transit, System Map | Trip Planning
  • Chan Khamphoomee via YouTube, “HD Drone Footage – Fly Above Beautiful downtown Newmarket, Canada”
  • YorkRegion.com, “Renewing Newmarket: Challenges and opportunities”

Source for average insurance rates by city:

  • Survey of 2,800 auto insurance policy holders in Ontario

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